Dog bite Law

Dog Bite Law

If Your Dog Bites Someone
Things you can do to minimize the losses.

What to do at the scene of the attack
In the weeks after the attack
Report the incident to your insurance company
Tell the truth about the dog and what happened
Blunt advice about your future
What to do at the scene of the attack

If your dog bites someone, and the victim was not committing a crime at the time of the attack, there are a few things that you should do:
Stay calm. Don't argue. Don't accuse. Be nice to the victim because he or she will have to make a decision about pursuing you for damages; if you are nice, the victim may decide to go easy on both you and your dog.
Make sure the victim gets medical attention. Take him or her to the hospital or to a doctor. Be considerate.
Whether or not you have insurance, if you have any money or credit at all, you should offer to pay for the victim's medical bills. Be a hero.
Take steps to protect others from your dog.
Obtain the name, address and phone number of every witness.
Avoid making statements because there are possible criminal consequences when a dog bites or injures someone. See Dangerous and Vicious Dogs.


In the weeks after the attack

In the days and weeks after the attack, keep in touch with the victim if possible, and continue showing a genuine interest in his or her condition. Victims often love dogs and may decide to forget the entire thing if you are kind and they are not badly hurt.
What you say can hurt you later. You might have to face charges of some kind. There are three possible places where you and your dog might land:

Civil court. In most states, dog owners are strictly responsible for injuries from bites. (See Legal Rights of Dog Bite Victims in the USA .)
Criminal court. Usually you will not face criminal charges. However, if the present attack was serious or if the dog previously bit someone, you could be accused of a variety of crimes. (See Dangerous and vicious dogs and also Criminal penalties for dog bites.)
"Dog court." The animal control authorities might take action against you, your dog or both, under state, county and/or municipal laws. (See Dangerous and vicious dogs.)
Some states protect you if you express sympathy and compassion for the victim; those statements will not be used against you.
If you pay the victim's medical bills or insurance deductible and/or co-payment, you probably will favorably impress the victim and therefore will reduce the chances of a claim or lawsuit against you. However, do not expect your insurance company (if any) to reimburse you. Most policies state that the insurer will not be responsible for any "voluntary" payments that you make.

The local animal control authorities may require that your dog be quarantined. Sometimes the quarantine can be at your own home. Ask whether home quarantine might be agreeable in view of the circumstances that apply to your incident.

If the authorities cite you into "dog court," you need to prepare a defense. See Protect You and Your Dog.

Locate and preserve your dog's medical records, including proof that it has received rabies shots. Make a copy of the rabies certificate and give it to the victim, to put his or her mind at ease.

You generally are not required to submit your dog for tests unless the authorities or your insurance company request that you do so. If you suspect that your dog has rabies or some other disease, however, you voluntarily should take steps to warn the victim, and you should talk to your insurance company or an attorney.

Whether you need to seek legal advice depends on the circumstances and whether you were insured. If you have not ruled out criminal consequences in your city and state, contact an attorney who is familiar with dog bite criminal laws. (See Dangerous and Vicious Dogs.) If you are insured, see Report to your insurance company, below. If you do not know whether you are insured, read Insurance for the Dog Owner. If you definitely are not insured, talk to an attorney if:

The victim asks for money
You are paying a significant amount of money to the victim
You receive a claim or suspect that the victim will make a claim in the future
The bite was significant (for example, it drew blood)
You suspect that your dog has rabies or another significant illness or disease
You have a bad feeling about the situation or the intentions of the victim
You hear from the police
You suspect there may be criminal consequences in your city and state.


Report to your insurance company

If you are a homeowner or renter, or if there is any possibility that you have other insurance that may possibly provide coverage for the dog attack, get in touch with your insurance agent and make a proper report if:
The victim asks for money
You are paying a significant amount of money to the victim
You receive a claim or suspect that the victim will make a claim in the future
The bite was significant (for example, it drew blood)
You suspect that your dog has rabies or another significant illness or disease
You have a bad feeling about the situation or the intentions of the victim
You hear from the police
You may have medical payments coverage which you can offer to the victim; this will make him or her feel better toward you and possibly your dog. Be sure to ask your agent whether you have medical payments coverage.
Every insurance policy has a "cooperation clause." It requires you (as the insured person) to make reports of incidents, and then cooperate fully with the insurance company. Obviously, give them the name, address and telephone number of every witness.



Tell the truth about the dog and what happened

Because of the possibility that a dog attack can lead to criminal prosecution, generally you should refrain from making any statements as to who owned the dog, what happened, where it happened, and anything else about the incident. However, there are circumstances where you are required to give information. If so, be sure that it is the truth.
When dog owners give statements, they often provide inaccurate information. The biggest problem defending a dog bite claim is not necessarily the dog attack or the severity of the bite, but the untruthful statements made by the dog owner. Owners frequently misstate how the attack happened and the dog's history of biting. This ultimately can hurt you and your dog. Consider this scenario:

The owner tells her insurance company that her dog has never bitten anyone
The insurance company refuses to make an adequate settlement offer, thinking that the victim must have provoked the dog
The victim retains an attorney who is knowledgeable about dog bite cases, and conducts a thorough investigation that reveals the dog's history of biting
Instead of making a claim for simple negligence or violation of the dog bite statute, the attorney requests additional damages to punish the dog owner for keeping a dangerous dog
Now the insurance company really doesn't want to settle! The claim becomes a lawsuit, and the lawsuit starts taking up the dog owner's time. Eventually the truth comes out.
Keep in mind that you should not make statements about the incident until you know that there can be no criminal consequences. Generally, you should contact an attorney familiar with the criminal aspects of dog bites.



Blunt advice about your future

If this is the first time that your dog bit a person, and if you have homeowner's or renter's insurance, you have very little to worry about because criminal prosecutions are very rare, and "dog court" usually cannot do much to hurt you (although it can hurt your dog).

Nevertheless, your dog is dangerous from both a practical and legal standpoint. Yes, you may have an explanation for his behavior, but the fact is that he attacked a human. For whatever reason, at the present time your dog is dangerous.

The real problem in most cases is that, because he has bitten one person, your legal position has changed. You face immediate and long-term consequences. In the near future, you may find yourself in three courts, namely civil court, criminal court and "dog court." For now, you have the excuse that you didn't know that your dog would bite anyone because he never did it before. In the long range, however, you may find yourself without insurance and defending yourself in four courts instead of just three -- all of the above, plus bankruptcy court, because the owner of a dangerous dog may not be permitted to get a discharge of debt toward a victim of the dog. Furthermore, you will not be able to assert that you had no way of knowing that your dog would bite.

Keep in mind the fate of Marjorie Knoller of San Francisco, one of the defendants in the Diane Whipple murder trial. She spent a year in jail and two years in prison because her dog, which had never broken the skin of any human being, took it upon itself to kill a person. Although it is highly unlikely that your dog would ever do that, it must be noted that people who own dogs that bite other people no longer get the benefit of the doubt. The insurance industry, the government and the public are fed up with the dog bite epidemic, which has seen the number of serious dog bites go up by 33% while the number of dogs has risen only 2% (see Dog Bite Statistics). The insurance industry is limiting insurance, the government is tightening the laws and the public has become intolerant, as evidenced by the jury's guilty verdict in the Knoller case.

You need to see the dog as a dog, not as a beloved family member, and to protect your family and neighbors from it in the future.

Consider taking your dog to an applied animal behaviorist certified by the ABS. The Animal Behavior Society (ABS) is a group of professionals (veterinarians and PhD's) who are concerned with the study and clinical practice of animal behavior. It has a credentialing program for an "Accredited Applied Animal Behaviorist." See the Directory of Certified Applied Animal Behaviorists.

You also could take your dog to a veterinarian, provided that he or she is certified by the American College of Veterinary Behaviorists (ACVB). See the Directory of Diplomats of the American College of Veterinary Behaviorists.